The US election: the one thing we can be sure about is uncertainty
The US election: the one thing we can be sure about is uncertainty
Absolute return promises – easy to make, but hard to keep.
Your adviser’s role as your investment coach
The hardest part of investing is having the confidence and emotional fortitude to...
It is always tempting to judge the value of your adviser on the recent performance of your investment portfolio. That is unfair as it fails to understand both the true value that a good adviser delivers with respect to investments and the fact that no manager can control the returns that the market delivers. A good adviser can earn their ongoing annual fee several times over, simply by helping clients to have patience, fortitude and discipline in their investing. As the founder of…The foundation stones of good investing
So it is ‘leave’…
The outcome of the referendum and your portfolio
The fall and decline of buy-to-let?
The ordinariness of market falls
A bad start to the year…so far…
Expected portfolio returns – there are no guarantees
All investors know that risk and return are related – taking on more (sensible)...
Estimating future asset class and portfolio returns is an important – if tricky – part of the financial planning process. Advisers may provide clients with an ‘expected’ rate of return for a portfolio as a guide to what it might deliver, on average, over time. These forward looking assumptions are best based on a horizon of 20 years or more. Trying to make short-term guesstimates of market returns in the next year or two would be speculation. In a statistical sense, the ‘expected’…