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6 UK dining experiences to feed your intrigue

Food is one of the greatest and most diverse pleasures that life has to offer – it can be simple, complex or anything in between. But a dining experience is another thing entirely. And there’s a whole range of different dining experiences available across the UK. Dine on the water  If the gentle lap of waves against the sides of a boat fits into your idyllic dining experience, you’re in luck. All over the country there are companies that offer river cruises where you can…
20th August 2019

How to stay safe online

As we venture further into this new digital age, the security of your personal data grows more and more important. That’s why, for this article, we’ve decided to delve into the world of online security. Below you’ll find a series of strategies that we recommend you employ to protect your presence online… Keep software up to date Make sure to keep installing software updates for your devices and programs. You can turn on automatic updates for many devices and applications for those of you with…
20th August 2019

3 tips to avoiding inheritance tax

Benjamin Franklin famously said, ‘In this world nothing can be said to be certain except death and taxes’. And if your estate is valued at over £325,000, everything above this figure will be taxed at 40% when you die. Even in death there’s no relief from taxes! However, there are certain steps you can take to mitigate the amount of tax you pay. By taking these measures, you can start to plan your estate to stop the taxman getting his hands on your assets before…
8th July 2019

What is the open banking revolution?

Over a year and a half ago, a digital revolution introduced a new way for people to handle their money: open banking. All of a sudden at the touch of a button, you could compare household bills, control direct debts and track payments across each of your bank accounts. Consumers can now provide their consent to allow for financial transaction data to be accessed without requiring them to give their personal login credentials to a third party. The government backed the new development with the…
8th July 2019

Financial Wellbeing

How is your financial wellbeing? Increasingly, people are talking about financial wellbeing. But what does it actually mean? Financial wellbeing is about having a sense of confidence and security around money. It’s about having enough money to meet everyday needs and being in control of your finances; having the financial freedom to make choices that enable you to enjoy life. The rise in financial wellbeing as a concept is arguably related to the increasing trend of mental health problems in the UK. A study [1]…
13th June 2019

What does it take to retire early?

The idea of retiring in your 50s or even your 40s sounds like a pipe-dream to most, what with the increased cost of living, inflation and other economic factors slowly eating away at your predicted earnings. This hasn’t stopped the rise of the FIRE (Financial Independence Retire Early) movement, though, a new method of frugal living that aims for early retirement, escaping long working lives and living off the stock market or other supplementary income for good. One of the most infamous experiments carried out…
13th June 2019

6 bad habits to avoid during retirement

Planning for retirement can be complicated, as anyone approaching the end of their working life will tell you. However, navigating the myriad of choices, both financially and socially, doesn’t have to be such an enigma. Here are a few tips to help you avoid common bad habits that retirees often fall into: 1. Spending your pension fund money Yes, that’s right. If you delay spending your pension and spend other available cash and investments first, you could keep your money safe from the taxman.
17th May 2019

The UK is struggling to save; what are the implications?

A study found in 2018 that one in four adults have no savings. Many residents in the UK wish that they had cash to save, however high monthly outgoings and debt clearance seem to take priority. Saving for the little curveballs that life throws your way is a good way to maintain a sound mind, but poor money management and large monthly payments can get in the way. So is this issue localised to the UK, or is the struggle to save an international issue?…
17th May 2019

Why cruise holidays are booming for retirees

The cruise market offering has changed enormously in recent years, where once it was purely the domain of cabaret cheese and bad karaoke, now there’s something on offer for everyone (don’t worry, though, if you love cabaret and karaoke, that’s still an option). Whatever your tastes and priorities, you won’t be hard pressed to find a cruise to suit your needs. Cruises have always been a popular choice for retirees but with the new potential for personalisation, they’re more popular than ever, with over 26…
25th April 2019

How safe are your savings?

With your capital tucked away in savings accounts, investments and mortgages, you’d assume that there is some kind of protection in place. But exactly how safe are your savings in the event of, for example, an authorised financial services firm going bust? That’s exactly what happened during the 2008 banking crisis, and UK taxpayers had to shell out £4.5bn to the people who had saved their money with Icelandic bank, Icesave. You’ll be happy to hear that there is a safeguard in place for such…
25th April 2019

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